Credit for Commercial, Corporate & Investment Banking

Credit analysis is cool. Credit analysis is also the backbone of commercial and corporate banking (and investment banking and asset management). Whether you’re structuring a $2 million small business loan or underwriting a $500 million syndicated facility, the ability to assess borrower and debt product risk with precision separates good bankers from great ones. This course builds the foundational credit knowledge and supplements my ongoing Substack for Jr Creditors Accelerated. This course is the basic introduction for the Substack content where you will learn how to read and spread financial statements, evaluate cash flow quality, assess leverage, and identify the early warning signs of a deteriorating credit. Every module is built around the way lenders actually think, not how textbooks present it.

Designed for students breaking into banking and junior analysts or new associates in their first few years, this primer course and the Substack bridges the gap between textbook finance and real-world underwriting judgment. If you’re trying to build a credit foundation that holds up in front of a banker or a credit committee, this is where you start.

No fluff. No theory for theory’s sake. Every concept is grounded in how commercial and corporate lenders actually think about risk, structure deals, and protect the bank’s capital. Walk away with a framework you can apply on day one.